I have this:

require 'activerecord'

class RefPhys < ActiveRecord::Base
    set_table_name "tbRefPhys"
    has_many :refphyslocations, :foreign_key => "refphysid"
end

class RefPhysLocation < ActiveRecord::Base
    set_table_name "tbRefPhysLocations"
    belongs_to :refphys, :foreign_key => "refphysid"
end

I want a list of the refphys names (in refphys) in a specific city (in 
refphyslocation).
So...
RefPhys.find(:all, :joins => ['refphyslocation'] .... ?

I don't grok AR yet :/
Thanks,
-Aldric