hello - i'm new!

i don't understand - the tutorial says to edit the database.yml file and 
put in the username and password, so that RoR can connect to the 
database.


am i MISSING something here??

how can it be secure to put my username and password in a TEXT file, 
with no encryption or anything?   i thought that the days of storing u/p 
in a text file had kinda gone away a while ago...

obviously i'm missing something here...any advice would be great, and 
like i said i'm new (as in about one hour!)

thanks / trevor

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